Asset Allocation - Determining an effective asset allocation is critical to investment success. Using a variety of products, including stocks and bonds, we help create a strategy that will optimize your results. We will advise you on market timing and stock selection to assure the highest return rate possible.

Private Asset Management - Our goal is to add value to your portfolio by optimizing returns and reducing risk.  Our asset management strategy employs five key principles: Asset Allocation, Portfolio Structure, Use of Specialist Investment Manager, and Continuous Portfolio Management, and Tax Management. With these principles, we devise a personalized strategy to achieve your investment objectives taking into consideration your time horizon, risk profile, and additional specifications.

College Planning - As the cost of higher education continues to increase, it is vital to prepare financially for your child’s or grandchild’s future. Products such as Roth IRA, UGMA/UTMA, 529 Plan, or Coverdale ESA, help you fund your child’s education while offering additional benefits.

Retirement and Investment Planning - To help you in your quest for a comfortable and secure retirement, we have a diverse selection of investment options. We use familiar investment devices like Money Markets, CDs, Stocks, Bonds, Mutual Funds, and Annuities. Countless additional options are available to you as well including Private Asset Management, REITS, Managed Futures, Oil & Gas, and Equipment Leasing.

Life Insurance Needs Analysis - A comprehensive needs analysis points out areas where we can help you better meet your objectives whether or not you already have insurance. In addition to Life Insurance, our expertise in Health and Disability Insurance and Long Term Care Coverage can help protect your assets. We review your current conditions—financial and health likewise—to find the best rates and coverage for strong defensive strategy.

Long-Term Care Insurance - At least 70 percent of people over age 65 will require some long-term care services in the future. However, long-term care can be necessary at any age; 37% of those needing care in 2007 were 65 and younger. Proactive planning will ensure that you receive care when, where, and how you choose.

Health Insurance - With continuous restructuring in healthcare industry—ranging from new and changing government regulations to healthcare costs rising at a rate exceeding inflation, suitable health insurance is critical. We offer both group and individual coverage, and offer appropriate and affordable coverage options.

Estate Planning & Inheritance - Our innovative software and attorney alliances allow us to run comprehensive estate plans, wills, and trusts. We educate you on different estate planning methods and provide the resources necessary to reduce estate taxes, preserve your wealth, and allocate assets according to your wishes.

Tax Management Services - Specializing in individual and business tax returns, compliance, and planning, we offer a full range of tax services to our clients. We collaborate with tax professionals to provide service and support relevant to your financial strategy.

Investment Management - Technology is a big part of what sets us apart from other financial planners. It is a combination of our continuing education and financial planning software programs that gives us the ability to generate a comprehensive view of your current financial situations and solutions.